![]() In addition to the ACCESS Modification Program, some applicants may qualify for downpayment and/or closing cost assistance through the HOMEstead or the ACCESS Downpayment and Closing Cost Assistance loan programs. ![]() main level bathroom or bedroom additionĭownpayment and/or Closing Cost Assistance.installation of grab bars and handrails.Eligible modification items may include, but are not limited to the following. Home modifications should be designed to meet the needs of the person with the physical disability who will be residing in the home. Refer to Seller's Guide Appendix A for program guidelines. Applicants must meet the underwriting guidelines for the first mortgage program in which they are applying.Applicants may apply for any of the Agency's first mortgage program loans (i.e., Keystone Home Loan, Keystone Government Loan, HFA Preferred™(Lo MI).Applicants must be homebuyers who are persons with a permanent disability or have a family member(s) living in the household with a permanent disability who are purchasing a new or existing home with a loan originated through one of the Agency's homeownership loan programs.Eligibility RequirementsĪpplicants must meet the requirements of the ACCESS Home Modification program which are listed below: The loan becomes due and payable upon sale, transfer, or non-owner occupancy of the property. This program provides a deferred payment loan, with no interest, and no monthly payment. The ACCESS Home Modification Program provides mortgage loans to assist persons with disabilities or who have a family member(s) living in the household with disabilities who are purchasing a home that needs accessibility modifications.
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